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Long-Term
Care Planning
Protecting Assets | Preserving Independence
We make the process of finding the right plan easy and frustration-free. We know that your time is precious and that having accurate and thorough information is essential for making sound decisions.
WHY LONG-TERM CARE?
Long-term care (LTC) planning is chosen to secure future independence, protect assets from high costs, and avoid placing immense financial or emotional burdens on family members. By planning early, individuals maintain control over their care choices, such as aging in place, and ensure they have a, specialized strategy—unlike Medicare, which does not cover most long-term care. You will feel confident that the decisions you make are the right one's for you and your family.
How Will Long-Term Care Impact Your Retirement?
50%
Over 50% of the U.S. population turning 65 today is expected to require long-term care.
(U.S. Department of Health and Human Services)
2.8yrs
The average length of a long-term care event is 2.8 years.
(U.S. Department of Health and Human Services)
$6,400/m
The average cost of home health care is over $6,400/month.
(CareScout Cost of Care Survey, December 2024)
$5,900/m
The average cost of an assisted living facility is over $5,900/month.
(CareScout Cost of Care Survey, December 2024)
Choose the right plan for you. Avoiding a one size fits all approach is critical for proper planning.
Sometimes Taking the First Step is the Hardest.
Let's Take it Together.
Meet The Team
LTC Specialists, LLC is exclusively focused on Long-Term Care Planning. We listen carefully and provide customized solutions to individuals and families seeking to reduce the risks and meet the healthcare challenges that come in later years.
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Our Providers
"Excellent service. They made it clear what I could expect, and they delivered. A special thank you to them!”
Robert & Kathy - Ages 58 & 55